Finance

Mortgage / loan application: the document checklist

5 named documents, specific enough that a client can act on each one from their phone without asking what you meant.

  1. 01Last two pay stubs
  2. 02Last two years of W-2s
  3. 03Last two months of bank statementsAll pages, including blank ones
  4. 04Photo ID
  5. 05Proof of down payment source

The list is the easy half.

Getting it answered is the job. Pesterly emails this checklist from your own mailbox, follows up on day 3, 7 and 10 with what's still missing, files every upload into your own Google Drive, and stops by itself when the last item lands.